Personal Finance

1:09am
Last post before going to sleep

I stayed at home this weekend because I am broke, or just not financially liquid would be a better term. *yabang sa jargons* I'm currently waiting for the company reimbursement on the meals I purchased during overtime work at the office. I got short in cash because of that. Part also of my pride tells me not to withdraw from my savings account. Those, or maybe because the next salary is just around the corner.

As if by chance, I also got acquainted with an e-book that I got hold of on February 28, 2011. I think it was about personal finance; this is one of the three books my father asked me to read way way back. I downloaded this one the moment he asked me to, but didn't even finish a chapter. Since I was running low on cash, I considered stumbling on the book as a surprise I have been waiting for.

Just a short background: I am the type who is able to save because I am innately thrift, sometimes even stingy. Way back in elementary when my allowance is only 20 pesos a day, I was able to buy a limited edition Monster Rancher action figure set worth 500 pesos. It was at least 10 year ago, and I guarantee you, 500 pesos was pretty big. You could have imagined my face when I brought home the box the size of two bond papers. As the years went by, saving was pretty much the same. I was able to save for a few shirts in Penshoppe, Bench and Human (I really liked their style back then). In college, I was able to eat and wathc movies with friends. Bottomline is, although I can save, I cannot hold on to this for too long. Maybe because way back, I saw a nice toy, or I want to buy new clothes, or hang out with friends, or I drank too much, and a whole lot of excuses.

While reading the book, I am slowly looking at how I lived and am living my life. I am currently on the third chapter of the book, and I have already learned so much. The book is entitled The Seven S.E.C.R.E.T.S. of the Money Masters, and although I just can't do everything that the book says, I'm happy to learn new things. A lot of things. First thing to try out is to track every expense, up to the last centavo. Good luck na lang sa akin sa supermarket pagdating sa sukli.

Maybe you can also ask yourself. When will you start to manage your income and your finances? How sure are you that the amount of things you earn and spend will still be the same several years from now? Funny, I just sounded like a financial adviser.